Skip to content
A dining table laid beneath an iron chandelier, sunflowers at its centre and daylight on every side.

Free guide

The uniform changes. What happens to the paycheck?

Understand your pension, your TSP, and the money decisions that come next.

Military retirement comes with a new mission: understanding how the money works. Your pension. Your TSP. Survivor benefits. A possible civilian career. How does it all fit together?

Plain-English explanations. Practical worksheets.

Your Military Retirement, ExplainedNo cost

An advocate will use this to reach you.

Free. Sent to your email. No obligation to talk to anyone.

By requesting this resource, you agree that Table 24 may email it to you and follow up about your request. You may unsubscribe at any time. See our Privacy Policy for details.

IWhat the guide explains

Seven things, in plain English

Each one is a question people arrive with. The guide answers them with worked examples and current official sourcing, not rules of thumb.

  • I

    Which system applies to you

    Legacy High-3, the Blended Retirement System, and the others. Knowing which one you are under changes every number that follows.

  • II

    How retired pay is worked out

    The inputs that go into the calculation, labelled clearly, with worked examples rather than a formula to take on faith.

  • III

    Active duty against Guard and Reserve

    Service years, points, and the question people most often get wrong: when the payments actually begin.

  • IV

    Pension and TSP together

    They are two different things doing two different jobs. What each one decides, and what it leaves you to decide.

  • V

    VA disability alongside retired pay

    How the two interact, and an introduction to CRDP and CRSC, which are the parts most people have heard of and few have had explained.

  • VI

    The Survivor Benefit Plan

    What it does, what the election involves, and the questions worth asking before the decision window closes.

  • VII

    The household income picture

    Pension, civilian work, a spouse’s income, taxes, debts, and what the family is actually building toward.

What we do and do not do

Table 24 does not administer pensions, process retirement pay, or make benefits determinations. Your service, DFAS, and the VA do that. What we can do is look at what your household would live on, and what happens to it if an income stops.


Formulas, eligibility and deadlines in the guide carry their official source, so you can check any of them yourself. For a determination about your own pay or benefits, your service, DFAS and the VA are the ones who can give it.

Table 24 is an independent insurance agency, not affiliated with the military or VA.

Get the guide

Organize the questions that matter before your next chapter begins

There’s a seat saved for you.

A plain-English illustrated guide, a retirement income worksheet, and a one-page checklist. Tell us where to send it.

Table 24 is an independent insurance agency, not affiliated with the military or VA.

Your Military Retirement, ExplainedNo cost

An advocate will use this to reach you.

Free. Sent to your email. No obligation to talk to anyone.

By requesting this resource, you agree that Table 24 may email it to you and follow up about your request. You may unsubscribe at any time. See our Privacy Policy for details.