IAbout Table 24
A place for clearer answers
Table 24 exists to help veterans and military families make protection decisions with facts, context, and someone willing to stay at the table.
IIWhy Table 24 exists
The gap nobody warns you about
Military benefits are a real foundation. They are also built for a season of life that ends. Coverage changes at separation, at retirement, and again at 65, and the paperwork rarely explains what the change costs a family in practical terms.
Most people we talk to are not looking for a product. They are trying to answer a question: is what we have enough, and if it is not, what are the honest options? That question deserves a straight answer, whether or not anything is purchased at the end of it.
So the work starts with listening, then reviewing what you already hold, comparing what is actually available to you, and explaining it in plain language. You decide from there. If the right answer is to change nothing, we will tell you that too.
We learn your family first. The numbers come after. The seat stays open long past the paperwork.
IIIAccountability
Guidance built around real families
Table 24 exists because the briefing nobody gives you is the one your family needs most. What changes at separation. What happens to SGLI. Which choices are hard to reverse later. We sit down and go through it, in order, before anyone talks about a policy.
You work with a person, not a queue. That person reads what you already hold, explains the tradeoffs in plain terms, is realistic about price, understands how military transitions change coverage, and stays reachable long after the paperwork is filed.
IVValues
What we hold to
I
Answers before anything else
Nothing here depends on you deciding today. You can leave with the answer and nothing else.
II
We read what you have first
Before any recommendation, we go through the coverage already in your name. Families are often surprised by what is in there.
III
Family-centered planning
The plan is built around the household, not around a product.
IV
Long-term advocacy
Claims, changes, questions years later: the seat stays open.
V
Every seat at the table counts
Veterans, spouses, widows, caregivers, adult children. Same straight answers to all of you.
VWhy Table 24
What you can expect from us
I
We speak the language
PCS, orders, SGLI, VGLI, TRICARE, DD-214. You will not spend the first twenty minutes explaining your own life to us.
II
Not owned by one carrier
We are independent. What you see compared is the field, not a house brand with the competition left out.
III
The tradeoffs get said out loud
Cost, exclusions, what a policy will not do. Including the times the honest answer is to keep what you already have and change nothing.
IV
We stay after the paperwork
A move, a baby, a retirement, a diagnosis. Those are the moments to look again, and we are still here when they come.
VIHow it works
Six steps, no surprises
The same process whether you are twenty years from retirement or sorting out a spouse’s coverage this week.
- I
Start with your situation
Service history, family, timing, and what prompted the question.
- II
Review current benefits and coverage
What you hold today through the military, an employer, or a personal policy.
- III
Identify gaps and priorities
Where the coverage stops short of what your family would need, and what matters most.
- IV
Compare appropriate options
Real numbers, side by side, with the tradeoffs named.
- V
Decide, or do not
Changing nothing is a real option and we will say so. A decision you do not understand is not a decision.
- VI
Stay connected as life changes
A move, a birth, a retirement, a diagnosis: those are the moments to look again.
Table 24 is independently owned by Chelsi Kania
Table 24 is an independent insurance organization. It is not affiliated with, endorsed by, or sponsored by the U.S. Department of Veterans Affairs, the Department of Defense, or any government agency.