Family Protection Calculator
What would it take to protect their future?
The mortgage. Everyday bills. The kids’ education. Coverage should reflect the life a family is building, so start with what that life actually costs.
Free. No contact details needed to see your number.
What the household would need to keep running.
Often until the youngest finishes school.
What is still owed on the house.
Vehicles, cards, loans, anything that would pass to the family.
What you would want set aside, across all children.
SGLI, VGLI, an employer policy, anything personal you already hold.
Estimated coverage gap
$675,000
The difference between what your family would need and what is already in force.
An estimate, not a quote. It does not account for your health, savings, benefits already payable to your family, or what a policy would actually cost.
How the estimate works
We add the income your household would need to replace, what is still owed on the house, other debts that would pass to the family, and what you would want set aside for school. Then we subtract the coverage already in force, including SGLI or VGLI.
What is left is the gap. It is a starting figure for a conversation, not a recommendation, and a real review usually moves it in one direction or the other.
Worth knowing
Term coverage can include living benefits, which let you access part of the death benefit while you are alive if you are diagnosed with a qualifying critical or chronic illness. Whether that is available to you, and on what terms, depends on the policy and on your eligibility.
It is one of the things most worth asking about, and one of the least explained. We will walk through it plainly, including when it does not apply.
Independent insurance agency. Not affiliated with the VA or military. Rider availability and eligibility vary; policy terms apply.
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Have someone look at your number
There’s a seat saved for you.
Your estimate is above and it is yours to keep. If you want a person to check it against real coverage, pricing, and what you already hold through the military, that is what this is. One conversation, no obligation.
Independent insurance agency. Not affiliated with the VA or military. Rider availability and eligibility vary; policy terms apply.
Table 24 is an independent insurance organization. It is not affiliated with, endorsed by, or sponsored by the U.S. Department of Veterans Affairs, the Department of Defense, or any government agency.